to JPnyc:
thks for the follow-up but the thing is initially the site/app won't even charge a penny to its users, want potential customers to get some benefit of using the tool first before talking about charging them, so, PayPal though sounds a good way to go does not seem to come into play in the initial stage...

The point I'm trying to get cross to potential users/customers is, this is a responsible site, it does what it says... not too sure if this point is getting across at this point...

p.s. the forums.smallbusinesscomputing.com is a bit slow...