I'm getting pressure to obtain a merchant account for my business. My website is not up yet. I thought it would be just fine to use Paypal. As a consumer I have purchased online and used my Visa to make a payment via Paypal. So, why are people trying to convince me to open a merchant account that is going to cost me more money. As an initial business, I'm trying to spend the least amount that I can since I don't have a big financial resource. Seems like people don't see Paypal as being able to pay using their credit card. Can someone shep a little light on this for me?

Thanks,

newage1133