E-Commerce Website Development: Payment Gateway Integration

[limecommerce]

An important development for any kind of e-commerce business website is an integration between the site and payment gateway. This e-commerce website development provides a service for all customers to easily purchase your product without thinking how to send the money.

However, every integration always has bugs and problems. Your developer could handle bugs easily. But how about you? What should you do to solve the problems? You need to know the problems before you create a solution. There are several problems that I could share with you and you need to think about it carefully.

Problems
Provide Many Options

Not every integration provides a lot of options for the payment gateway. These options are needed because not everyone will use bank transfer as their payment method or use the credit card. In this modern world, there is new payment method. It's using cryptocurrency like Bitcoin or Etherium or other cryptocurrencies. But not every country uses this because it's still controversial for some reasons. As a matter of fact, this cryptocurrency also banned in some countries.

Local and International

Mostly we found two different kinds of an e-commerce site. Local and international. Local e-commerce site used to sell and buy a local brand. Like in Indonesia, big e-commerce site like Tokopedia, Lazada, Bukalapak, and Blibli are targeting for both local seller and buyer.

Midtrans

One example of local payment gateway is Midtrans. It's a platform that already used by dozens of e-commerce platform in Indonesia. Perhaps if you are Indonesian and have purchased a product in the e-commerce store, you will be directed to the payment method page where you have to choose between bank transfer, credit card, or using original online wallet from the e-commerce platform. Yes, that is Midtrans system. Quite useful for people like Indonesian.

PayPal

One of the predecessors of payment gateway across the world. It started back in the 1998 and still competing with other competitors until now. I think I don't have to explain more about this platform. But FYI, this PayPal is one of the most used payment methods in the world. Huge e-commerce company like Amazon uses this method for its system.

Stripe

According to Wikipedia, Stripe is a technology company. Its software allows individuals and businesses to receive payments over the Internet. Stripe provides the technical, fraud prevention, and banking infrastructure required to operate online payment systems. We also provide a service to integrate with this payment gateway.

Commonwealth Bank

You need an agency that also provides this popular bank to be part of your e-commerce payment gateway. I don't exactly know how much people in the world that use this bank to transfer money. But in my observation, it's quite a lot since this bank is everywhere. You can see the update of its coverage in the official website. Just to make sure that you choose the right choice and it could increase your revenue.

Braintree

Braintree payment system mostly supports e-commerce transaction like Magento, Shopify, Bigcommerce, and more of it. Quite popular with people across Asia, especially in Hongkong Malaysia, and Singapore. But it doesn't include ticketing, games or another business model due to its difficulties to apply its system to those business models.

But to integrate it with your e-commerce site, you have to get the e-commerce agency to the job. Your e-commerce website development not to be done by an expert. Including integrating Braintree with your Magento store.

AsiaPay

As the name said, AsiaPay specialty is an online transaction in Asia area. Just like Braintree you need the expert to do the e-commerce website development. It's started in 2000. So, it's been 18 years now and AsiaPay has support for 13 countries to make your online transaction possible.

Wait… But which one should I choose?

I told you, there are a lot of payment gateway these days. Even Apple also develop a new way to purchase the online product with its new payment method named Apple Pay. It's an exclusive method just for Apple devices that mimic credit debit card. So, if you have Apple device, just swipe and hit the purchase button. Even if you are using Apple Watch, you can access it with your fingertips.

You don't have to integrate all of those. First, you need to know how your customer does the online transaction. If you don't have time to do the mini research, you can just pick the most popular one to integrate with your store.

Payment Protection

Protecting your customers and yourself from fraud. Bad guys are everywhere. And sometimes we face difficulties in finding which one is the bad guy. This is an important point. Not every payment gateway is safe. It would a waste if you spend a lot on your e-commerce website development project, yet in the end, it turns out pretty bad.

When fraud happened, you don't just lose a customer, it possibly could ruin the whole branding strategy and makes your image gone bad. Bad guys also learn. There is always the new method of phishing process. Whether it's using the hacking skill or just using a trap with a planned fake story.

Mobile App and Website

The e-commerce player also needs an e-commerce website development that covers both mobile app and website. The integration system could help you sync the EDI (Electronic Data Interchange) from mobile app to website or from website to mobile app. The system will do the tracking and you can analyze to decide the next step of your business.

Including your payment gateway. When people have used your site to purchase the product. They can easily track the transaction process for a mobile app or mobile website. The customer doesn't have to do it twice and they can easily track their purchases.

E-Commerce Website Development: Payment Gateway Integration

Based on what I've said before, we can understand that payment gateway integration is vital, either to protect your customer or your business. And to do it better, you need a hand from e-commerce agency. Just to make sure that your e-commerce website development project is safe, effective, and efficient.

Above all, LimeCommerce has an expert that could help you to integrate your store with all of those payment gateways. Just drop us a line to make implement it in your store.

[alex5]

Sell Online, Developing An Ecommerce Strategy. Tweet. Electronic commerce or e-commerce is a term for any type of business, or commercial transaction, that involves the transfer of information across the Internet.

Shopify.
BigCommerce.
Weebly.
Wix.
Magento.
WooCommerce & WordPress.
Squarespace.

[linneasandel]

Quite interesting points you have shared with us. This is a valuable post and very useful for me. Just keep growing with it because I have learned so many things from your post.

[alakmalaktechno]

There are various payment getaways are available for different platforms. You can choose one that is compatible with your platform.
Our Alakmalak Technologies Can help you with all types of problems regarding ecommerce websites.

[morecustomers]

Digital payments have increased a lot due to the shortage of cash. During the pandemic, people were advised to stay at home. The lockdown across the country made it more difficult to get the cash. With these scenes in mind, people started using digital payment as a payment option.

Huge shopping websites including Flipkart and Amazon saw more than a 50% increase in online payments rather than offline ones. Along with Credit Cards and Debit cards, there is a sharp increase in UPI and e-wallets payment methods. Also, no contact delivery and various other measures taken by eCommerce platforms encouraged people to use the digital mode of payments. Once people start using it, they are more likely to use the digital payment for future transactions too. Online Shopkeeper can benefit from eCommerce Platform like MoreCustomersApp.com, that provide payment gateway integration in their Online Store. These platforms provide easy to integrate plugins with many payment gateways like PayPal, Razorpay, stripe, etc.

[ragnar]

Yeah payment gateways are here to stay as people said with the pandemic websites and online transactions are the way forward, cash, paper money is a risk, and in terms of not just the pandemic but crime and the environment so it makes sense.

There has not been too much competition in the area especially in our country but im seeing a lot of new companies pop up and im sure as such we will see new innovations from them as they compete with each other so this is a win-win for all of us. Paypal has dominated for way too long and it's time they had some competition to help them get things right for their clients.

[Manyblog]

Hello. That's right - a store without a payment gateway is like a car without wheels. I was set up a lot of payment systems, among which there are paypal employees for the development of magento e-commerce solutions. Magento is the best in this regard, but without a specialist in the state or outsourcing, there is no way. Successful sales!

[ssadchyk]

Yeah by the way here is a cool comparison of payment gateways. The large number of alternatives to paypal is pleasing. It may be helpful to someone https://rndpoint.com/blog/top-payment-gateway-uae/

[mobiosolutions]

The person who grants payment permission is a service provider. In essence, it's a piece of software that links a website with a bank so that users may make a payment without leaving their apartment.
Anybody can utilize this kind of service, including eCommerce websites, other service providers who wish their customers to make payments online, and even non-profit organizations that take donations online.
In addition to Stripe, PayPal, Authorize.net, Google Checkout, and direct MasterCard/Visa payments, there are numerous other payment gateways. Each of them takes a different commission and each has pros and disadvantages.
Each payment getaway has a different API and different methods, you can add it by hiring a good agency or a good developer.

[David Michael]

Hi,

Payment gateway integration is crucial in any e-commerce website development. It enables secure online transactions by connecting your site to payment processors. This ensures seamless customer checkout experiences, supports various payment methods, and boosts trust. Shopify is very good in implementing payment gateway because it offer multiple payment gateways with easy integration, for its users. If you are not sure how to integrate payment gateways with Shopify, Swishtag a Shopify development company can make you easy.


Thanks