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I would like to enrichen your discussion by adding the payment method PAY PER PHONE, a method most suitable for micropayments (lets say up to USD 50).
www.daopay.com offers this service, and since I have been a satisfied customer with them - for almost two years now I might add - I cannot but recommend them.
Greetings,
Frank Zeisel
Hi,
You know most of ecommerce websites are designed by following factors of seo.You can add ur items such medical discount package card to your website.Then starting optimization,you will get some good business immediately...
That is called SIM Processing, in which your site transfer to paypal, where they take the credit card payment and do the processing.
The alternative is AIM, in which the customer says on your site to make payment.
PayPal is a all in one solution, in which they are the front end processor and the payment gateway. PayPalPro NVD is AIM, and cost about $30.00 a month plus about 5% of the total revenue charged.
Authorize.net is a payment gateway, it's a virtual credit card terminal. It runs anywhere from $10 to $20 a month, depending on who you sign up with, the dealer. We change $20 a month, amd provide free tech support.
Now you need a front end processor like First Data, that's where the Merchant ID comes into play.
If your volume is high, say over $2500 a month, then going AIM will be of benefit. You'll decrease your abandoned cart rate and may double your revenue, and then it will increase your trust rate.
I have an page I wrote that is more in detail on my old website that you can read.
jkirkerx
http://www.redcopper.net/redCopper-C...e-for-one.aspx
It depends on how much you are processing. I use Authorize.Net and am very happy with them. Pay Pal Pro might be an alternative for you as it processes without leaving your site.
Hi,
I am a small business owner that has around 10 employees and am currently using something called payquicker to pay all my employees. This tool is great especially if your a small business because the fees are very minimal. Payquicker allows me to send my employees a paper check or send them a payment directly to their email account even if they don't have payquicker account setup. Paypal just kept nickel an diming me and my employees when I sent payments out plus I wasn't very satisfied with their customer service as well as the fact of searching all over for a contact number to actually speak to a person. I know that paypal is the biggest one out there but I guess when you are that big it doesn't matter how you treat your customers. I am very pleased with payquicker and will continue to use this platform since they actually care about their customers and will spread the word to those who are looking for a safe and secure alternative way to pay and receive payments online other than paypal. www.payquicker.com
Paypal is awful, not only is it expensive, but they make it too easy for the customer to file a chargeback then freeze your funds. I searched and searched for an alternative and the best deal I could find was through acceptpaymentsnow.net I hope this helps
If you haven't found an answer or solution yet I would suggest to get a merchant account. I would look for one that fits the needs of your business. My business does good but I would still consider it a small business. The provider I used was noth american bancard and I haven't had any problems with them, besides calling in but that was expected.
for paypal Alternative you can use alertpay