Looking for advices

Hi everyone, I have been working in a credit management company (at a smaller level) and was with them for a pretty a number of years. But, now I am planning to create my own business in somewhat a comparable pattern. Since, I have been associated with credit, debit and accounts employment so I would be interested in a similar type of business. I don’t have a large capital to start a company but would like to have my very own business at small scale. Any ideas on which business and what steps should I take???

- Develop your business plan.
- Understand your real business cost.
- Never become complacent, regularly look at your competitors, always think ahead, review your website, listings, adverts, and look at new business avenues.
- The business opportunities that you expect won't come to anything, are often the ones that create the biggest opportunities.
- You need to be a 'jack of all trades'.
- It takes time, patience and a huge amount of hard work to get the business to where you want it to be.